This is a policy which provides the holders (individuals and families) a unique way of making financial plans to achieve maximum returns and financial security.
- Financial protection for family in the event of death, critical illness (i.e. heart attack, stroke, cancer, HIV/AIDS, kidney failure and blindness etc), permanent disability following an accident
- Available for a minimum duration of 10 years
- Cover terminates at age 65.
- Accumulated fund with high investment yield
- Can serve as collateral security for financial transaction
- Provides funds at retirement
- Offers dependant(s) annuity benefit
- Policy loan available up to 90% of investment account balance after two years
- Premiums paid are tax exempt
- The policyholder has an option of selecting one of the following in the event of critical illness or permanent disability
- Payment of disability benefit
- Permanent Health Benefit (periodic payments)
- Waiver of premium payment